Keep calm and invest.
We know what your money needs
Diversify your Portfolio with Peer-to-Peer
Most risk analysts would agree that diversifying your assets is one of the most effective ways to lower risk while reaching your long-term financial goal. Diversify with one of the Philippines’ leading Peer-to-Peer platforms, Blend.ph, and earn as much as 30% per annum.
As with any investment, you are prone to having risks of default borrowers. But don’t worry! Blend.ph’s platform provides you with the necessary tools and services to lower those risks.
6%-30% per annum
6 Loan Products
Diversify your portfolio
Minimizing your Risk
Peer-to-Peer’s target market is the population that has limited access to financial services and unbanked individuals, these types of loan inherently come with risks for investors. However, unlike other platforms, Blend.ph offers its investors the right tools and services to curb the risk as you invest with us.
Listed below are the services and strategies that Blend.ph caters our investors to ensure their assets work for them.
Risk Acceptance Criteria
Blend.ph, together with third party credit bureaus, asses the capability of the borrowers to pay the loan in full. Blend.ph’s team works tirelessly in updating their RAC to be as accurate and precise as possible in determining High risk, Medium risk, and Low-risk borrowers.
Blend.ph takes pride in its strict KYC (know your client) guidelines to verify the identity, suitability, and risk of engaging transactions with a borrower. This is done to control the risk of fraud and risk of default our investors might experience.
Blend.ph developed a new Investor Arrangement called Auto-invest. Blend.ph’s Auto Invest gives our investors the opportunity to reach their financial goal and financial wellness while eliminating all the risk our investors may experience. Auto-investing with Blend.ph will give you a secure and risk-free 9% interest of your capital investment per year.
If the borrower would not pay the monthly repayments, Blend.ph will also provide legal assistance to our investors and exercise all necessary legal actions to hold the borrower accountable.
How to fund your Blend Wallet?
Peer-to-Peer funding allows you to gain profit through loan funding. However, to fund a loan application, funding your wallet must first be done. Once you deposit your initial investment, it will be immediately credited to your Blend Wallet. Now, you can start your peer-to-peer lending journey with Blend.PH.
Peer-to-Peer investments offers up to 30% profit from your initial investment through online loan funding on Blend.PH platform. With this, you can generate income while at rest or even when you are on-the-go.
Create your Blend.PH lender account
Log on to Blend.ph and sign up as a lender. Once done, accomplish asked details and requirements. Then, deposit the desired investment amount to Blend.ph’s Bank Account.
Philippine Bank of Communications
Inclusive Financial Technologies Inc
Fund your Blend.ph wallet
To add funds to your Blend.PH wallet, click the deposit button, and enter the deposit information including the copy of the deposit slip or bank transfer screenshot.
Once approved, it will be automatically reflected in your dashboard. However, for deposits made before 3PM, please allow one (1) business day to process and confirm your deposit. This will automatically reflect in your Blend Wallet by noon the next day.
Blend.PH Auto-Invest feature offers you a secured earning through your higher-than-usual investment interest. Blend.ph’s Auto Invest gives our investors the opportunity to reach their financial goal and financial wellness while eliminating all the risk our investors may experience. Auto-investing with Blend.ph will give you a secure and risk-free 9% interest of your capital investment per year.
Fund your Blend.ph Wallet
To be eligible for our auto-invest arrangement, you must have a minimum amount of PHP 1,000 in your Blend.ph wallet.
On your auto-invest page, click “Auto-Invest Funds” and make sure to read and accept the terms and conditions
Complete Auto-Invest Funds
Complete and review your auto-investment details which includes the amount and the period of the investment.