Become a P2P Investor

Jul 22, 2019

Did you know that you can earn great returns from investing on personal loans using the Blend PH platform? Our peer-to-peer (P2P) platform ensures that your capital remains secure and stable, on top of ensuring that it grows and benefits you in the same way as it does your borrower.

For a minimum investment of PHP 5,000, you can get loan investment returns quick. Our typical lenders are earning anywhere from 6% to 36% per annum on personal loans. For instance, your PHP 5,000 can earn PHP 900 in 12 months if you lend it to a borrower at an interest rate of 18%. You’ll get back PHP 5,900 in a year that way.

Getting started as a lender

The process of investing on Blend PH is fairly simple. All you need to do is register an account as an investor and submit the following requirements:

  • One (1) Valid Government ID
  • One (1) Valid ID

Submitting these two IDs will allow us to verify your identity when we review your account. Providing these will also lead to a faster approval to start funding personal loans. Once your account is approved, you will receive an instruction on how to deposit your investment on your Blend wallet. 

As soon as you have the funds in your wallet, you can start exploring our marketplace to see the available loan requests. You can then fund the one that captures your interest or one that is deeply aligned with your goals as an investor.

We take care of collecting the personal loan repayments for you

You will then receive repayments every month based on the loan terms, which consists of the principal plus the interest rate. This money will be credited back to your blend wallet. You can either withdraw this money or choose to reinvest it on the platform to fund more personal loans and other types of loans.

Eliminating the stress of direct lending

P2P lending helps you take the stress out of direct lending. You avoid the risk and the unnecessary drama that comes with dealing with traditional borrowers directly. At Blend, want to formalize these transactions to secure both sides of the equation. Lenders get their repayments on time and earn from their investments, while borrowers aren’t short-changed with outrageous interest rates and unreasonable terms.

Regular cashflow for investors

When you become a lender on Blend PH, you’ll get passive income from the monthly repayments from your borrower. This means automatic earnings for you especially when you invest higher amounts on diversified loan requests. More earnings mean more credits on your Blend wallet, which means more money that you can withdraw or reinvest on the platform.

Ready to commit? Proceed to our Investor page ( to get started in funding the personal loan requests posted on our website.